The Danger of Relying Upon the State Pension

The Danger of Relying Upon the State Pension

A major new survey carried out by the Financial Conduct Authority has delivered some worrying news – that at least 31% of UK adults have made no private provision for their retirement, believing instead they can rely upon the State Pension to support them in later...
Can you take a regular income from your investments?

Can you take a regular income from your investments?

While many funds offer a higher return if they are left alone, it is possible to realise both good returns on your savings while also drawing a regular income from your investments. We’re frequently asked how Moyes Investments can help our clients achieve this, so we...
What constitutes a reasonable pension pot?

What constitutes a reasonable pension pot?

How much money should you save if you’re going to enjoy a secure retirement? Sometimes that feels like a ‘how long is a piece of string’ question because nothing ever stands still in life or economics, so calculating how much money you should set aside to ensure a...
Why aren’t more people seeking financial advice?

Why aren’t more people seeking financial advice?

Recent research by the pensions and insurance company Aegon has revealed that the number of people seeking financial advice in the UK has increased by 25% since 2016, which is encouraging news because it means that more and more people are taking control of their...
Are you getting the tax relief you deserve?

Are you getting the tax relief you deserve?

    The sun finally seems to be coming out across the UK, and it’s time to inject some of that Spring warmth into your financial planning. Now that a new tax year has started, this is the perfect opportunity to maximise the valuable tax allowances and...