With the next 30 years set to witness the largest ever intergenerational passing of wealth, the need for inheritance advice has never been greater. Intergenerational planning, however, can also help with more immediate financial needs, particularly when generations work collaboratively to find solutions that support the whole family both now and in the future. Inflation […]
Most people would agree that wealth is not about hoarding money but the financial freedom and flexibility it affords to help us achieve our passions and goals. Wealth essentially has the capacity to create a powerful purpose within our lives, provided we are able to unlock its true value. A good starting point for unlocking […]
According to Mr Hammond, this means that 95% of first-time buyers will see their stamp duty cut, with 80% not paying any stamp duty at all. “This is our plan to deliver on the pledge we have made to the next generation that the dream of home ownership will become a reality in this country […]
Financially speaking, how did 2018 work out for you? If you set yourself financial resolutions at the start of the year, did you manage to achieve them? If not, what went wrong? And, if you’re a new investor, what resolutions should you take to make your money work harder for you in 2019? The first […]
There’s a common misconception that ISAs (Individual Savings Account) are overly complicated, which may be the reason why many people either avoid using them or – according to recent research conducted by HM Revenue and Customs – only two-thirds of those earning more than £150,000 a year fill their annual ISA allowance. But, thanks to the […]
Choosing a financial advisor can seem like a daunting prospect. In fact, many people avoid looking for a financial advisor because they don’t know what to expect and they’re worried they don’t have the knowledge to ask the advisor the right questions. But finding a financial advisor you can trust – someone who will save […]
A major new survey carried out by the Financial Conduct Authority has delivered some worrying news – that at least 31% of UK adults have made no private provision for their retirement, believing instead they can rely upon the State Pension to support them in later life. It’s a decision which could pose serious problems […]
While many funds offer a higher return if they are left alone, it is possible to realise both good returns on your savings while also drawing a regular income from your investments. We’re frequently asked how Moyes Investments can help our clients achieve this, so we thought we’d share some insights with you… The concept […]
How much money should you save if you’re going to enjoy a secure retirement? Sometimes that feels like a ‘how long is a piece of string’ question because nothing ever stands still in life or economics, so calculating how much money you should set aside to ensure a comfortable income when you stop work probably […]
Recent research by the pensions and insurance company Aegon has revealed that the number of people seeking financial advice in the UK has increased by 25% since 2016, which is encouraging news because it means that more and more people are taking control of their financial futures without relying upon their own instincts or the […]
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